D

The duration gap is the difference between the duration of a financial institution's assets and liabilities, measuring its sensitivity to interest rate changes. It's a crucial tool for asset-liability management (ALM) to mitigate interest rate risk.

A Dependency Model is a conceptual framework used to represent and analyze the relationships between different entities, tasks, or variables within a system. It focuses on understanding how changes or actions in one part of the system can affect other parts.

Domestic demand refers to the total demand for goods and services within a country's borders originating from its own residents and entities. It is a crucial indicator of a nation's economic health, reflecting the consumption patterns and spending power of its populace.

Desk research, also known as secondary research, is a foundational method for gathering information by collecting and analyzing data that has already been published or compiled by others. It is often the first step in any research project, providing an overview of a topic and identifying areas for further investigation.

The data lifecycle refers to the entire journey of data, from its creation or acquisition through its archival or deletion. It encompasses all stages of data management, ensuring data is handled efficiently, securely, and in compliance with regulations throughout its existence.

Discretionary income is the portion of an individual's income that remains after taxes and essential living expenses have been paid. It is the money available for non-essential spending, saving, or investing.